Specializing in South Carolina

Specializing in South Carolina's Sea Islands

Contact Information
Todd McDaniel
Toll Free 888.374.7747
Cell 843-263-1906
e-mail me

E-Newsletter
Click on the links below to visit on or all of our communities

Fripp

Harbor

Dataw

St Helena

Beaufort

Habersham

Market at a glance for Friday, July 18, 2008

Featured Headlines

	Island Realty to attend Georgia Dental Association Convention On July 24, 2008 Todd McDaniel, accompanied by others, will attend the Georgia Dental Association in Amelia Island Florida . Todd will offer several different presentations throughout the 3 day long conference on the values that can be found in the Beaufort area and the surrounding sea islands. Key presentations will include market information on Fripp Island , Dataw Island , Harbor Island and the Beaufort market
	Only a few Dataw Island developer homesites available Dataw Island Properties is offering incredible developer incentives to purchase one of their homesites. You can buy a homesite and get not the full $35,000 equity paid and your dues paid for a limited number of years. A GREAT DEAL! Click her to learn more
	30-Year Mortgage Rates Fall to 6.42% Mortgage rates touched lows not seen since the first week of June. However, inflation remains a key issue. Read more >
	Existing-Home Sales Show Modest Gain Housing inventory falls 1.4 percent to a 10.8-month supply. Find out more from NAR's latest report on existing-home sales, nationally and by region. Read more >

A Commonly Missed Tax Break
Many condo and co-op owners are unaware that upgrades to common areas offer valuable tax benefits when it's time to sell.
Read more >

Investors Swoop In as Land Prices Fall
The price decline is fueled by developers that are unloading property on which they had planned to build new homes.
Read more >

Home-Value Web Sites Miss the Mark
Though increasingly popular, computer-generated estimations don't reflect home conditions or improvements, and may not provide accurate property descriptions.
Read more >

	When Fractional Ownership Makes Sense Think you're priced out of the vacation-home market, offer up the idea of fractional ownership. Buyers typically purchase one-fourth of a property and use the home three months per year. Read more >
	Investors With Cash Are Kings in Today's Market Some are calling this the best market for investors since the early 1980s, especially if you don't require financing. Read more >
	U.S. Senate Passes Housing Stimulus Bill The legislation would allow the Federal Housing Administration to refinance troubled mortgages as long as banks agree to take a loss. Read more >
	Fed Chair Says Fannie, Freddie Are OK The two mortgage giants are "adequately capitalized," Ben Bernanke said, but "weakness of market confidence is having an effect." Read more >

Island Property Information

Fripp Island

• Interactive map of Fripp Island

• Hot Sheets

• Search Our Local MLS

• View My Listings

• View All MLS Fripp Island Homes

• View All MLS Fripp Island Homesites

• View All MLS Fripp Island Villas

• Best Island Values

• YTD Fripp Island Sales

• Just Listed

• Under Contract

Harbor Island

• Interactive map of Harbor Island

• Hot Sheets

• Search Our Local MLS

• View My Listings

• View all Harbor Island Island Homes

• View all Harbor Island Homesites

• View all Harbor Island Villas

• Best Island Values

• YTD Harbor Island Sales

• Just Listed

• Under Contract

Dataw Island

• Interactive map of Dataw

• Hot Sheets

• Search Our Local MLS

• View My Listings

• View All MLS Dataw Island Homes

• View All MLS Dataw Island Homesites

• View All MLS Dataw Island Villas

• Best Island Values

• YTD Dataw Island Sales

• Just Listed

• Under Contract

Other Great Links

TIC 1031 Exchange

Staging Your Home

www.housingmarketfacts.com

Information courtesy of Wachovia

Current bank rates as of 06-30-08 ( Provided by Wachovia Bank)

Program	Rate	APR
Conforming Loans (For Loan Amounts of $417,000 or Less)²
30 Year Fixed Rate	6.625%	6.741 %
My Community Mortgage Program	7.000%	7.106 %
Teacher Plus	7.000%	7.106 %
Police/EMT/Firefighter	7.000%	7.106 %
20 Year Fixed Rate	6.500%	6.684 %
15 Year Fixed Rate	6.125%	6.312 %
10 Year Fixed Rate	6.000%	6.318 %
3/1 ARM	5.750%	5.750 %
5/1 ARM	6.125%	6.125 %
Jumbo Loans (For Loan Amounts over $417,000)²
Jumbo 30 Year Fixed	7.500%	7.604 %
Jumbo 15 Year Fixed	7.250%	7.374 %
Jumbo 3/1 ARM	6.000%	6.000 %
Jumbo 5/1 ARM	6.750%	6.750 %


Fripp Island Canal Homesite with Dock 85 Ocean Creek Blvd. $499,000 A true bargin!!! Market price on these lots is close to $600,000 and above Seller very motivated! Click here for details

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